Financial IQ Hour

The Rotaract Club of Bangalore Jayanagar successfully hosted "Financial IQ Hour" on 17th September 2025, an engaging online session conducted by CA Pooja T N, Chartered Accountant, Partner at PNSG Associates, and Founder of Pragvi IntelliFin. The session began with thought experiments such as imagining a salary hike and questioning whether lifestyle upgrades actually improve long-term wealth. Pooja explained the difference between financial literacy (knowing terms like SIP and CAGR) and financial intelligence (asking “Should I?” instead of “How do I?”). She also emphasized practical habits like paying your future self first, cutting unused subscriptions, and maintaining a strong credit score.

The purpose of Financial IQ Hour was to promote financial awareness among Rotaractors and young professionals by helping them understand the psychology behind money management. Many people know financial concepts but struggle to apply them effectively. Through real-life scenarios such as EMI addiction, FOMO investing, lifestyle inflation, and hidden ownership costs, the session aimed to build a deeper understanding of financial behavior and smarter decision-making for long-term stability.

Participants found the frameworks and examples shared by Pooja insightful and practical, particularly the “15-minute business evaluation model” that simplified how to assess a company’s financial strength. Many requested copies of the presentation to revisit key concepts. The collaborations from Rotaract Clubs of MLAC, RNSIT, RVCE, MCC, and Spandana expanded its reach, turning Financial IQ Hour into a powerful and enriching professional development experience that left participants financially smarter and more confident in their decisions.